A Difference in Conditions (DIC) policy enhances your FAIR Plan coverage by providing additional protection for risks like theft, water damage, and liability. It helps create a complete, comprehensive homeowners insurance policy tailored to your needs.
A Difference in Conditions (DIC) insurance policy is designed for homeowners in earthquake-prone, flood-risk, and wildfire-prone areas where traditional coverage is limited.
DIC policies cover perils that standard insurance excludes, including earthquake insurance, landslide protection, and flood coverage. Our team specializes in helping homeowners secure DIC insurance policies that provide full protection against environmental risks.
Tailored for California homeowners, this policy supplements standard insurance by covering risks like wildfires, earthquakes, and floods. It helps bridge coverage gaps left by traditional policies.
Earthquake insurance covers damage to homes, personal property, and additional living expenses after seismic events. It’s crucial for homeowners in earthquake-prone regions.
Experience the peace of mind you deserve with our comprehensive insurance solutions, designed to protect you every step of the way.
This policy protects against water-related damage from storms, overflowing rivers, and flash floods. It ensures homeowners can recover financially from costly flood damage.
Landslide insurance safeguards homes against damage from earth movement, mudslides, and shifting terrain. It’s essential for properties in erosion-prone or hillside areas.
Designed to enhance basic home insurance, this coverage adds protection for excluded risks like floods and earthquakes. It provides homeowners with a well-rounded safety net.
A DIC policy provides coverage for natural disasters not included in standard homeowners’ insurance, such as earthquakes, floods, and landslides. It ensures homeowners in high-risk areas have full protection against environmental hazards.
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